Debt Free in Three

Many of the "get out of debt" products out there are pure gimmicks. They cost a lot of money and are designed to make the developer of the product money rather than to get the buyer out of debt. That's why our interest was piqued when we saw that the "Debt Free in Three" ebook was under $40. This is surely something that even people who are in debt can afford.

Of course, we still reviewed the product cautiously because you can never be too careful with products that are geared toward people in debt. Digging deeper revealed that the person who developed the "Debt Free in Three" system makes no claims of being a financial guru, nor does he have any sort of financial degree or anything like that. Normally that would make us raise an eyebrow, but reading his history is fascinating, and it actually gives him MORE credibility than some of those "gurus" out there.

The developer, Clint Holland, is just 'an ordinary guy' (as he says). He found himself in $200,000 worth of debt and he didn't know what to do. He had the creditors calling him and always had to worry about his possessions being taken away. They say that you never know your strength until you are severely tested, and this tested him to the point that he set off to find the very best ways of getting out of debt. He 'cracked the code' and is now debt free. He's now teaching thousands of people all over the world to be free from debt as well (with personal access to his e-mail address!).

You're going to follow after Clint's footsteps in Debt Free in Three. There are four different steps, and you'll discover:

Step 1: How to stop the leaks on your money. These leaks are what can cause high income and low income families to become equally 'poor.'

Step 2: Cut your monthly expenses by nearly 70% right away.

Step 3: This one is really intriguing. It is what Clint calls a 'Secret Military Strategy'. This is the core of the system and gets you completely out of debt within 3 to 5 years.

Step 4: This is where the plan comes together and you can start putting it all into action.

The downside of this book is that it's relatively short. You can read through it in under a half hour. Some people might hope for more details or information, but really everything you need is there. And, if you do have questions, Clint himself is an e-mail away. There are also software programs included, so you get your money's worth.

One thing is clear- this 'get out of debt' system is unlike anything else out there. You can rest assured that you're getting top of the line information from a guy who doesn't B.S. around. This product gets our top recommendation because it has an easy to follow plan, plus you get personal access to the creator's e-mail address. For under 40 bucks? This one is a no-brainer.

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Win the Debt Game

The first thing that struck us about this ebook was the title, "Win the Debt Game." And then we realized- it really is a game. It may not be a game to you and I, but it certainly is a game to our creditors. They prey on our weaknesses, present fancy offers that are hard to pass up (but are actually damaging), and then come after us even though they know they've got us cornered. It's hard to know how to win at a game you didn't even know you were playing! Thankfully, Win the Debt Game shows you HOW to play.

It was actually written by three successful men. Dr. Ward Willison (Business Coach), Dr. Alan Jenks (Business Advisor), and Larry Arrance (Success Coach). These men were actually in debt themselves and put their collective heads together to write and develop this system to help people who are in the same predicament.

We were particularly impressed with one of the statements these gentlemen made. "Our promise to you is to never recommend something we haven't done ourselves." That is very powerful, because there ARE so many people out there who are offering debt advice and selling products when they have never actually been in debt themselves. The burden of debt is just something you can't understand unless you've been there. Win the Debt Game is an excellent product because you get access to three different experts who have been there all in one package.

Another incredibly helpful area is the one that covers money mistakes. When people try to manage their debt on their own they often make these mistakes, and this product shows you how to avoid them and what to do instead. For example, having a savings account, consolidating debt, transferring balances, and paying off your biggest debt first are both mistakes in certain circumstances. The book also covers how making only the minimum payments can actually work to your advantage.

We definitely give high marks to "Win the Debt Game" because it is a clear, step-by-step approach with plenty of background and information to help you get into the right mindset to eliminate your debt. Seeing that credit card statement with a balance of zero is finally within your reach!

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Life Without Debt

The Life Without Debt program definitely offers an in your face, 'no whiners' style. From the moment you're on the sales page, to when you turn that last page of the product itself you know that you should never sit motionless on the side lines and just moan about your debt. It's time to take action and do something about it.

This approach to offering debt relief to people has its good and bad aspects. If you need to be coddled, this book is not for you. If you need someone to 'whip you into shape' this book is definitely for you. Everyone needs a bit of motivation to get them going, and this book offers that opportunity.

It is also different than other books on how to get out of debt because it doesn't just focus on the methods, it also focuses on the reasons why you need to get out of debt and how to get into the right mindset so that it never happens to you again. This is an invaluable step that some other books really miss the mark on. Once again, you have to know that the author, Brent Riggs, doesn't allow you to feel sorry for yourself- but he does sympathize with people who are in debt nevertheless.

Like any program that is designed to help you get out of debt, these methods will take some hard work! You're going to have to 'put the pedal to the metal' and get this done or you're just going to be drowning in debt for the rest of your life. Brent even says "If you're looking for a solution that doesn't take effort or discipline, don't buy my book. In fact, don't even bother trying to get out of debt because you're not doing it with the right frame of mind." We told you he had an upfront style!

The bottom line is that this stuff works. He knows exactly how to get you really thinking about how to get out of debt and how to take action on it. That is far more important than getting some book that is going to collect dust on your bookshelf or virtual dust on your hard drive.

In addition to covering mindset and general information about debt, Life Without Debt also offers a step-by-step plan to help you overcome the beast. All in all, we highly recommend this book for those who want to get out of debt, and don't need to be babied along the way.

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